Market brief / Life settlements in New YorkPage 1 of 1
ABottom line
A top 5 market with bid estimates 8% above the typical state.
Short answer
New York is in the top 5 of 30 markets (the states and DC with data) for breadth of life settlements search demand, with 19 distinct search terms at 100 or more searches a month. The median top-of-page bid is $18.06, 8% above the typical state ($16.70).
BTop searches
What people in New York search for
The most-searched life settlements terms in New York, ranked by Google's monthly search range and then by bid. Close variants (the same words in a different order) are shown once, and brand, retailer and DIY searches are left out.
| Search term | Monthly searches in New York | Top-of-page bid |
|---|---|---|
| life settlement broker | 100-1K | $50.92 |
| viatical settlement | 100-1K | $28.17 |
| life insurance sell | 100-1K | $19.85 |
| sell life policy | 100-1K | $19.85 |
| life settlement | 100-1K | $18.91 |
| whole life insurance cash value | 100-1K | $18.06 |
| whole life insurance policy cash value | 100-1K | $18.06 |
| whole life policy cash value | 100-1K | $18.06 |
| permanent life insurance with cash value | 100-1K | $18.06 |
| life insurance that you can borrow against | 100-1K | $13.50 |
| life insurance cash value | 100-1K | $12.01 |
| cash value life policy | 100-1K | $12.01 |
Google Ads Keyword Planner, New York, Sep 2025 to Aug 2026. Bids are Google's high-range top-of-page estimates, not cost per lead. Urgent and Near me tags are matched from the words in each term. Method.
CWhat it means
What this means for a life settlement broker in New York
- C1 Bids track the typical state.A $18.06 median bid estimate sits close to the $16.70 typical-state figure.
- C2 For the top 10% of terms, Google's top-of-page bid estimate (high range) is $28.17 or more.Those are usually the high-intent searches.What to doRank organically for them: that is where the biggest savings sit.
- C3 One of the broadest life settlements markets in the country.Expect heavy competition for the Map Pack in the major metros.What to doSpecific service pages and suburb-level relevance usually beat one broad page.
- C4 Search demand per resident is above the national average.Index 184, where 100 is the US average.What to doMore people search per capita here, which supports more aggressive growth targets.
DHow New York compares
New York against its nearest markets
| Rank | State | Distinct terms | Median bid estimate | Per resident |
|---|---|---|---|---|
| 2 | Florida | 23 | $19.76 | 189 |
| 3 | Texas | 22 | $14.97 | 135 |
| 4 | New York | 19 | $18.06 | 184 |
| 5 | Illinois | 9 | $11.93 | 136 |
| 6 | Georgia | 7 | $26.43 | 120 |
| Typical state (median) | $16.70 | 100 |
Google's ranges are wide, so states close together should be treated as similar. Method.
EWhere to start
Where to start
The full playbook for life settlement brokers, including job values, channels and a 90-day plan, is in How can a life settlement broker get more clients?. For the channels behind the numbers above:
FIndex
Other industries in New York
- Plumbing
- HVAC
- Roofing
- Water damage restoration
- Foundation repair
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- Pest control
- Tree service
- Gutters and windows
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- House cleaning
- Septic systems
- Water well drilling
- Standby generators
- Mold testing and remediation
- Wildlife removal
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- Home additions
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- Property management
- Short-term rental management
- Cash home buyers and investors
- Ranch and land brokers
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Google Ads Keyword Planner, New York, Sep 2025 to Aug 2026Methodology